NOTE: The following giveaway is open to Canadians only.
Happy New Year, friends! It’s that honeymoon period – we’re still basking in the afterglow of the holidays… but haven’t yet received our December credit card statement.
Oh yeah, all that holiday spending. Shudder.
Now, if you read my previous post Holiday Shopping? Here’s How NOT to Blow Your Budget! and took my advice, congratulations! You’re in the clear. However, we’re all human and mistakes do happen – even when that mistake is a pair of Louboutin peep toe pumps. (Which happened to a friend, obviously.)
I have good news. It’s the beginning of a new year, which means another chance to wipe the slate clean and start fresh. Today, I’m sharing three of my best tips for staying on budget – and guess what? You *don’t* have to cut up your credit cards to do it!
1. Shop online for groceries. No, really. With so many companies offering grocery pickup service, it’s time to try it out. Here’s why.
First, you’re less likely to impulse shop and stick to your grocery list, especially if you utilize the website’s “search” function vs. the “browse” function. Not being swayed by fad products or add-ons (which are bad for your wallet and your waistline) is a great way to stick to your weekly grocery budget.
Second, when you shop for groceries online, the total amount is tallied in real time vs. at the end of the checkout process, so you’ll always keep on top of how much you’re spending. And when you use a prepaid card, like a prepaid Mastercard, American Express or Visa, you’ll add another level of budget-staying prowess – you can conveniently use prepaid cards online while accessing a set amount of funds. …