#InsuranceThatFits Archives

I remember it like it was yesterday, even though it happened eight long years ago. Having just celebrated my baby shower – and my 30^th birthday – I sprawled out in the family room, staring up at the ceiling.

“We’ll need a will,” I called out to my husband, “and an RESP…. and life insurance,” I finished, mentally listing all the things I knew I had to figure out in anticipation of our first child.

“And we’ll get to it,” he assured me, one eye on the baseball game.

That night, I lay awake in bed thinking about worst case scenarios. I chastised myself for worrying about things that were unlikely to happen, but nevertheless, my feeling of unease grew throughout the night as I tossed and turned in bed. The next morning, unwilling to put it off a moment longer, I made several appointments to get my affairs in order before our baby arrived. A will was drafted; an RESP was created; life insurance was purchased. I felt ready for the birth of our child.

(But, ready for motherhood? Never. That’s a whole other story!)
289054_10150756961090182_4711909_o Significant milestones, like the birth of a baby, are the perfect time to re-evaluate your financial and insurance options. When one is anticipating life, I know it can be difficult to think about anything else. However, in the past few years alone, the passing of a few friends has been a grim reminder of how precious life is… and how life goes on, for children, spouses and even parents. …

Having just celebrated eight years in our “new” home, my husband and I have been taking a trip down memory lane, reminiscing about the experience. When we first purchased the house in 2006, it was a heady combination of excitement, apprehension, hope and frustration – all rolled into one! From securing a mortgage to purchasing brand new furniture, saying goodbye to the city and hello to the suburbs, it’s so easy to recall the feelings and emotions. (And the arguments… usually centered on his eclectic taste in coffee tables.)

Because our first home was a new build, we had the opportunity to add custom touches to reflect our tastes and personalities. There’s nothing quite like visiting the design and décor centre to select finishes for your brand new home. I fondly remember pouring over the samples of foyer tiles – at the time, the decision to go with either gray or white grout seemed insurmountable. Because everyone notices your grout colour, right?

(One of our favourite past times: visiting the property week by week to see the progress. Here’s my husband in 2006, standing in our “foyer”!)
When the house was finally ready to take possession in summer 2007, we had some pretty big decisions to make.

First, how would we fill the home with furniture? Having come from a one-bedroom loft in Toronto, we now had about ten extra rooms to decorate. Bedrooms… a living/ dining area, a great room… the basement? There seemed to be a lot of “space” and we had enough furniture to fill about 1/5th of it. …

Insurance That Fits

Are You Prepared for the Unexpected?