Every day, I drive through the intersection.
And every time I do, I cringe inwardly. If I could shut my eyes I would; if I could somehow take another route, or another street, I would. But I think of my two precious boys in the back, and drive on with conviction.
It’s been almost two years since I was hit in the intersection just seconds from my home. But I remember every detail like it was yesterday: While returning from a weekday morning grocery trip, a driver – chatting away on her cell phone – ran a red light and t-boned me. My car? A write-off. My injuries? Relatively minor, but months of physiotherapy followed. My saving grace? Both boys were at home with Grandma, allowing me to make the quick trip on my own. Had Ryder or Reid been in the car with me, I’m not sure how differently the story would have played out.
Of course, after the ordeal, one of the most frequently asked questions was: “Was your insurance company good to you?” It’s front of mind when speaking to an accident victim, because no one wants to hear that someone has had a rough time with their claim. Back then, because I was trying to make my way through the paperwork, and the pain from the accident – I really couldn’t provide an objective assessment. But now I’m ready to post another PSA of sorts; that is, a reminder about the importance insurance. Trust me, when you need it, you’ll be glad it’s there….